Plausibly Exogenous [1264] - Health Insurance (07/19/2023)
LHS Variable
Firms’ employment and investment decisions
RHS Variable
Health insurance premiums
Source of Exogenous Variation
Instrument for insurance premiums using idiosyncratic variation in insurers' recent losses, which is plausibly exogenous to their customers who are employers
- Gao, Ge, Schmidt, and Tello-Trillo (2023), “How Do Health Insurance Costs Affect Firm Labor Composition and Technology Investment?”