Plausibly Exogenous [1551] - Credit Access (05/02/2024)
LHS Variable
Housing insecurity
RHS Variable
Credit access
Source of Exogenous Variation
Temporary line of credit extended to households in the form of protection from heat shutoffs during the winter. These protections allow households to delay winter energy payments without risk of losing their heat.
- Lodermeier (2024), “Credit access and housing insecurity: Evidence from winter utility shutoff protections”