Plausibly Exogenous [1644] - Credit Access (08/03/2024)

LHS Variable
Labor market

RHS Variable
Credit access

Source of Exogenous Variation
1997 and 2003 constitutional amendments in Texas — allowing home equity loans and lines of credit for non-housing purposes

- Kumar and Liang (2024), “Labor Market Effects of Credit Constraints: Evidence from a Natural Experiment”