Plausibly Exogenous [1672] - Digital Banking (08/31/2024)

LHS Variable
Bank competition

RHS Variable
Adoption of digital platforms

Source of Exogenous Variation
Variation in AT&T and Verizon coverage, which arises as the outcome of a complex series of mergers in the cellular industry

- Koont (2023), “The Digital Banking Revolution: Effects on Competition and Stability”