Plausibly Exogenous [1860] - Bank Profitability (03/07/2025)

LHS Variable
Banks’ profitability

RHS Variable
Deposit insurance system

Source of Exogenous Variation
China implemented the deposit insurance system in 2015 to enhance depositors' confidence in banks and mitigate the risk of bank runs

- Ni, Ren, and Choi (2024), “Deposit insurance system and commercial bank profitability: A quasi-natural experiment based on the deposit insurance regulations”