Plausibly Exogenous [701] - Health Plans (12/20/2021)
LHS Variable
Demand for health insurance
RHS Variable
Price of health insurance
Source of Exogenous Variation
Natural experiment created by the firm's health insurance contribution policy: the amount the firm contributes toward retiree health insurance coverage depends on when a person retired and her years of service at that date, which creates variation in out-of-pocket premiums faced by individuals in the data that is independent of nonprice attributes of the health insurance plans offered as well as individual characteristics
- Buchmueller and Ohri (2006), “Health Insurance Take-up by the Near-Elderly”