Plausibly Exogenous - Automatic Enrollment (07/29/2021)
LHS Variable
Borrowing outside the plan
RHS Variable
Automatic enrollment into a retirement plan
Source of Exogenous Variation
U.S. Army began automatically enrolling newly hired civilian employees into the Thrift Savings Plan
- Beshears et al. (2021), “The Impact of Automatic Enrollment on Debt”